Universal health insurance ‘Aasandha’ service begins

The government’s universal health insurance scheme ‘Aasandha’, in a public-private partnership with Allied Insurance, began services at midnight on the new year for all Maldivian citizens with valid national identity cards.

Allied Insurance Managing Director Abdul Waheed Thaufeeq told state broadcaster MNBC One that those with expired ID cards have been given a six month period to renew their cards.

The scheme provides coverage of up to Rf100,000 annually for health services for all Maldivian nationals from hospitals and health centres operated by health corporations as well as private hospitals ADK in Male’ and IMDC in Addu City and the private operations Central Clinic and Central Medical Centre.

The scheme also covers stays in hospitals in neighbouring India and Sri Lanka on the condition that the treatment is not available in the Maldives. A claims administration centre has been established to evaluate requests for medical treatment overseas and issue referral letters.

Allied Insurance expects between 15,000 to 20,000 people to seek medical care under the scheme daily.

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